Church Insurance, House of Worship Insurance, and other Religious Organization Insurance In Salisbury, Concord, Mooresville, Kannapolis, Huntersville, Davidson, NC, and the Surrounding Areas
Religious organizations hold a unique place in our hearts and our communities. Their insurance needs are just as unique. Central Carolina Insurance has experience helping these institutions find the right balance of protection for the facilities, services, and people involved.
Our Coverages
To most people, a sanctuary is a welcoming place of refuge and safety. In todayā€™s increasingly hurtful world even our church campuses have been violated. We must find ways to protect our church members, employees, and trustees.
An insurance policy for a religious organization should consist of a property insurance (to cover the buildings and property inside), General Liability for general lawsuits, Directors and Officers coverage for the Officers and Trustees, and fleet coverage for the buses and vans.
Hereā€™s a list of some of the coverages available to churches and religious institutions:
- Crisis response
- Pastoral counseling
- Cyber insurance
- Event policies for day and overnight trips
- Event policies for camps
- Workers’ compensation
- Umbrella
- Automobile
- Optional earthquake coverage
- Sexual abuse and molestation coverage
Additional Services
At CCIA, we care about our churches, houses of worship, and other religious organizations in Salisbury, Concord, Mooresville, Kannapolis, Huntersville, Davidson, NC, and the surrounding communities and are committed to providing additional services to keep them safe. We can provide access to resources to assist with:
- Employee background checks and vetting
- Human resource policies
- Computer and internet security
- Workplace and employee security
- Disaster recovery planning
When is the last time you fully audited your policy with an objective professional?
Church Car Insurance And Church Building Insurance, Davidson, NC, and the Surrounding Areas
As part of the church’s mission in Salisbury, Concord, Mooresville, Kannapolis, Huntersville, Davidson, NC, and the surrounding areas, many churches elect to have a church vehicle, such as a car or van, that they use to help bring people to church and back home. These vehicles, as well as the church building itself, require the right insurance protection, and Central Carolina Insurance Agency helps them find it.
Just because a building is used for religious purposes doesn’t mean accidents or vandalism canā€™t happen to it. The same is true for church vehicles, and these are often targeted because they are used so seldom and usually sit idle 6 days a week. And when out driving the church van to pick up or drop off parishioners, accidents can still happen. Most religious organizations operate with limited funds and cannot easily replace a damaged vehicle or repair building damage, so having the right commercial auto insurance and church building insurance is crucial to protecting the finances of the church.