Church Insurance

Religious organizations hold a unique place in our hearts and our communities. Their insurance needs are just as unique. Central Carolina Insurance has experience helping these institutions find the right balance of protection for the facilities, services, and people involved.

Our Coverages

To most people, a sanctuary is a welcoming place of refuge and safety. In today’s increasingly hurtful world even our church campuses have been violated. We must find ways to protect our church members, employees, and trustees.

An insurance policy for a religious organization should consist of a property insurance (to cover the buildings and property inside), General Liability for general lawsuits, Directors and Officers coverage for the Officers and Trustees, and fleet coverage for the buses and vans.

Here’s a list of some of the coverages available to churches and religious institutions:

  • Crisis response
  • Pastoral counseling
  • Cyber insurance
  • Event policies for day and overnight trips
  • Event policies for camps
  • Workers’ Compensation
  • Umbrella
  • Automobile
  • Optional Earthquake coverage
  • Sexual Abuse and Molestation Coverage

Additional Services

At CCIA, we care about our churches in and around our communities and are committed to providing additional services to keep them safe. We can provide access to resources to assist with:

  • Employee background checks and vetting
  • Human resource policies
  • Computer and internet security
  • Workplace and employee security
  • Disaster recovery planning

When is the last time you fully audited your policy with an objective professional?