About our Agency for Auto Insurance, Home Insurance, Commercial Insurance, Risk Management, and More in Salisbury, Concord, Mooresville, Davidson, Kannapolis, Huntersville, NC, and the Surrounding Areas

Central Carolina Insurance Agency

Central Carolina Insurance Agency is an independent insurance firm that began operations in Rowan County in 1931, and the organization grew in the 1980’s with an expansion into Mooresville. In  2017 we added R3; Risk, Reduction Resources to our firm to diversify Central Carolina’s tenure and clout in the insurance industry and to promote a more holistic approach to risk management.

Our Goals

  • To provide our clients a second to none experience driven by the “client first” mentality
  • To effectively give individuals and businesses the service they deserve through a team effort
  • To address the needs of our clients honesty and integrity
  • We advocate the transfer of your risk to financially strong insurance companies with AM Best “A” or higher

Staff of Central Carolina Insurance outside of office building


Our Carriers and Team

We have aligned ourselves with a carefully selected group of financially sound insurance carriers and brokers.  Our staff of thirty employees is dedicated to provide prompt and professional service and strive to stay abreast of the continual changes in the industry.

Meet Our Team

Read our clients’ experiences:

Client Reviews

Your Experience with

Central Carolina Insurance Agency

Central Carolina Insurance takes time-tested approach to providing you with the best service and best coverage for your money.

Discovery Process

We begin with a discovery assessment of your exposures to loss to determine the most cost effective risk management approach.


We analyze your insurance requirements first from the viewpoint of risk evaluation, mitigation and then transfer.

Comprehensive Plan

When insurance is needed, we design a comprehensive program that matches your risk tolerance.

Ongoing Monitoring

With your input we monitor the adequacy of your insurance program and risk management solutions to keep up with your changing needs.

Customized Plans

We then present you with a competitively priced and tailored program with the necessary broad coverage.

Service Team

You will be assigned to a client service team that is prepared to provide a consistent and comprehensive service comprised of trained professionals who stay abreast of industry trends and changes.

Prompt Claims Process

CCIA employs full time claims specialists in each office to help facilitate efficient claims service between our carriers and our clients.