Fire Departments

Central Carolina Insurance Agency has had the honor of representing volunteer fire departments and emergency service providers across the state with their risk management plans for over 40 years.  CCIA’s long tenure in helping emergency services providers allows us to understand the risks facing the industry.

Our Coverages


Property & Contents
  • Guaranteed Replacement Cost Coverage

  • Commandeered Property of Others

  • Sirens, Towers, Antennas

  • Software

  • Mechanical Breakdown of Computer Hardware

  • Accidental Discharge of Fire Extinguishing Equipment

  • Portable Equipment

  • Equipment Breakdown

  • Loss of Income and Extra Expense


  • Non Owned Automobiles

  • Volunteers/Employees as insureds under non owned autos

  • Temporary Substitute Vehicle

  • Personal Injury Protection

  • Garage Liability

  • Fellow Member Liability

  • Agreed Value


General Liability
  • Personal Injury Liability

  • Fire Damage Legal Liability

  • Volunteers/Employees as Insureds

  • Intentional Acts Extension

  • Professional Healthcare Liability

  • “Good Samaritan” Liability

  • Injury to Volunteers

  • Fellow Member Liability

  • Contractual Liability

  • Fireworks Liability

  • Operational Pollution Liability


  • Management Liability

  • Umbrella

  • Flood

  • Earthquake

  • Fidelity Bond

  • Accident and Sickness

  • Risk Control Services

  • Educational Training and Consulting

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CCIA aligns itself with carriers that offer risk solutions specific to the public safety market segment, and offer ongoing educational training for our clients.  Some of our staff members are also active in the emergency services field, which allows the agency to remain informed on up to date industry knowledge.


CCIA considers it a privilege to work with those in this field that are selflessly serving others on a daily basis.  Give CCIA and the Emergency Services experts at our agency  a chance to show you why we are an industry leader in developing risk management plans for Fire Departments and Emergency Service Providers across the state.

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Other Insurance Products

Business Insurance

From liability to asset protection, every business has unique needs. Talk to our agents that specialize in helping to protect your business.

Personal Insurance

Personal insurance is more than just Home and Auto. Our agents understand that insurance is about protecting the people, places, and things around us.

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Specialty Areas

When businesses have very unique needs, we have agents with the experience necessary to help you make sound decisions on complex coverage options.