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90 Years Experience

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Insurance and Risk Management Solutions Including Auto Insurance, Home Insurance, and Commercial Insurance in Salisbury, Concord, Mooresville, Kannapolis, Huntersville, Davidson, NC, and the Surrounding Areas

Welcome to Central Carolina Insurance Agency, your reputable independent insurance agency since 1931.

When consolidating your auto insurance, home insurance, or commercial vehicle insurance, you save time and hassle by getting one agency to handle it all. At Central Carolina Insurance Agency, we offer personalized insurance and risk management solutions to customers in Salisbury, Concord, Mooresville, and surrounding counties. Contact us for a quote today.

About Us

Homeowners & Renters Insurance

Every season has its own set of risks, from summer thunderstorms and hurricanes and hail to frozen pipes and winter snow damage. Personalized homeowners or renters’ insurance protects you from paying for services you don’t need, without the hassle of shopping around. If you live in one of many NC floodplain areas, we can help you find the right level of flood protection. Central Carolina Insurance Agency is standing by to assist you in finding the right insurance for your needs.

Home Insurance

Home in the mountains covered by homeowners insurance in Kannapolis

 

Woman smiling while leaning against car with auto insurance in Concord, NC

Auto/Car Insurance

Car insurance is mandatory in North Carolina. Every car owner must have the following car insurance coverage: property damage liability, bodily injury to others, and uninsured motorist coverage.

However, while having the bare minimum is a legal necessity, many car owners may prefer having more extensive coverage to protect themselves from other risks.

Auto Insurance

R3 Risk Management

Our proprietary R3 Risk Management program takes traditional business insurance to a new level. Instead of providing one-size-fits-all coverage, the R3 Risk Management process evaluates your specific business risks and develops strategies to reduce risk proactively, lowering your workers’ compensation insurance and other costs.

The result? Reduced “soft expenses” such as workers’ compensation, disaster management, and IT breaches and a much stronger risk profile.

Risk Management

Risk management

 

Hand with a pen signing a contract for business insurance in Mooresville, NC

Commercial Insurance

Business insurance is a necessity for running a financially stable business. Focus more on your business operations knowing your company, employees, inventory, and customers are covered. Common types of business insurance include:

Business Insurance

Life and Health Insurance Benefits

Life and health insurance can provide peace of mind about your health and well-being, but they are also an important part of your financial strategy. Life insurance also protects your loved ones, allowing them to cover funeral costs, estate settlements and taxes, and any other obligations. Do you own a business that needs health benefits for your employees? Contact us today to learn more about how Central Carolina can provide the coverage you and your family or business needs now, and in the future.

Life and Health

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Why work with
Central Carolina Insurance Agency?


Discovery Process


Analysis


Comprehensive Plan


Ongoing Monitoring


Customized Plans


Service Team


Prompt Claims Process

 

Customer Reviews


We provide quality insurance
products that keep you protected.

To request a quote, simply fill out the form below, indicate your product of interest, and submit your request. One of our helpful agents will then contact you to discuss your needs. We appreciate your interest in Central Carolina Insurance Agency!

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