High-Value Home Insurance in Newton, NC

Having the right home insurance for your home in Newton, NC is important as you want to protect your investment. In some cases, the home you own has a high value, and/or you have a lot of specialty installations in the home. High-value home insurance from Central Carolina Insurance Agency is worth looking into for homeowners’ insurance in these cases, and we can help walk you through the process of determining if it is the right option for your property. While many will think of high-value home insurance as only for really wealthy clients, this type of insurance is also suited for historic homes where items of architecture would be costly to reproduce, architecturally significant homes, as well as homes with unique materials or structural features. Contact us today to discuss high-value home insurance for your unique home situation.

Homeowners Insurance in Newton

A high-value home insurance policy typically includes the same core types of coverage found in a standard homeowners insurance policy, though coverage limits and options can vary by insurer and policy. High-value home insurance is structured to address the specific risks and replacement costs associated with your property, and the exact coverages will be detailed in your policy documents. For example, if you own a historic home, often some of the features of the home, either inside or outside, will be difficult to replace. This could be architectural features, hard-to-replicate handmade carvings, or other distinct features.

Other homes might have special materials that were used in construction, such as exotic materials that needed to be obtained from another country. Other features could include such things as a tennis court, large pool, home gym, or other features that are beyond the normal. Working with our insurance agents will help to determine if high-value home insurance is the right option.

Home Insurance in Newton, North Carolina

Regardless of the value of your home in Newton, North Carolina, it is important that you regularly get home insurance quotes to compare against what you already have. Historic homes, homes with unique architecture, and other homes with valuable and hard to replace items should look at high-value home insurance with Central Carolina Insurance Agency. Let our experienced team help you to get the right home insurance for your property.

You don’t want to find out that you don’t have the right coverage when it’s too late. Newton’s first residents established themselves around the first county courthouse in late 1843, and in 1855 gained their town charter. Newton Downtown Historic District is a national historic district located at Newton, and the district encompasses 50 contributing buildings and 5 contributing objects in the central business district of Newton. The city of Newton has experienced a steady rate of growth since 1970, expanding from 7,600 to the current population of over 13,000 people. Contact us today to schedule a review of your high-value home insurance.