High-Value Home Insurance in Claremont, NC

High-value homes aren’t always modern large homes in Claremont, NC. Sometimes they are historic homes or homes that have unique architecture. No matter what style of home you have, Central Carolina Insurance Agency will help you to find the right high-value home insurance to cover your home and belongings. Some reasons for going with high-value home insurance can include just the sheer cost to replace the home, usually starting at $750,000 and higher, or that you have specialized materials on or in the home that are expensive to replace. And just like standard home insurance, the rates for high-value homeowners’ insurance can vary from company to company, so it is important that you get several quotes to compare and ensure you have the right coverage. Contact us today to learn more about high value home insurance.

Homeowners Insurance in Claremont

On your high-value home insurance, many things that are typically covered in a standard home insurance policy are covered in high-value home insurance. The dwelling itself, for example, along with other structures such as a detached garage, driveways, fences, and more. Personal belongings like furniture are also covered, as well as providing liability protection, loss of use coverage, and medical payment coverage. High-value home insurance may include some additional features that provide protection that is not normally part of a standard home insurance policy.

While high-value homeowners’ insurance covers a lot of things, there are still other perils that should be looked at as optional add-on coverage. Things such as flooding as well as earthquakes are not covered with your high-value home insurance, and if these are warranted, they can be obtained as add-ons to your main home insurance coverage.

Home Insurance in Claremont, North Carolina

Because every home in Claremont, North Carolina has unique needs, it is important to shop around with multiple insurance companies to get rates to compare. At Central Carolina Insurance Agency, we make this easy since we work with many different insurance companies and can quickly provide you with rates to compare. This will ensure that you have the right coverage for your property and you aren’t paying more than you need to for that protection.

Be sure that you have the right amount of coverage for your property and all of the important features in it. Originally known as Charlotte Crossing, and later as Setzer Depot, Claremont began using its current name in 1892. In 1930, the town built a new jail and began providing twenty-four-hour police protection. Following that, in 1939, the first fire department was established with volunteer firefighters and one fire engine. Contact us today to schedule a review of your high-value home insurance.