High-Value Home Insurance in Statesville, NC

We all know that having the right home insurance for your home in Statesville, NC is important to have, but what if you have a more expensive home? Working with Central Carolina Insurance Agency, we can help you to find the right high-value home insurance for homes that are on the more expensive side, typically $750,000 or more in value, and that amount is usually for replacement cost of just the home itself. Different insurance companies have different thresholds for where their high-value homeowners insurance starts, and these policies also have higher coverage limits and offer a wider range of services than a typical home insurance policy. For most homeowners, a traditional home insurance policy is going to suffice just fine for their needs, but for those with homes that feature higher end furnishing and fixtures, we can help you get the right high-value home insurance. Contact us today to learn more.

Homeowners Insurance in Statesville

There are a number of differences between a standard home insurance policy and a high-value homeowners insurance policy. The coverage scope is often more open than a traditional policy, and the contents coverage is also usually higher, reducing the need for separate appraisals for more expensive items. Cash settlement options where a payout is provided without the requirement to rebuild is also a feature that many high-value policies offer.

Should you get a high-value home insurance policy for your home? That will depend on many factors that will be unique to each homeowner. The best option is to work with our independent insurance agents where we can get multiple quotes from different insurance companies to compare and determine if a high-value home insurance policy is the right answer.

Home Insurance in Statesville, North Carolina

No matter what the value of your home is in Statesville, North Carolina, it is important that you have the right home insurance in place. At Central Carolina Insurance Agency, we can help you to get multiple insurance quotes from several different insurance companies and walk you through a comparison so that you can see the differences. Reach out to us today to schedule a review of your home insurance needs.

If you have a very large home or have custom furnishings and other items that could make your home a high-value insurance home, talk with us today about your options. As early as 1833, Statesville’s leaders began laying track for railroads to connect the Piedmont area of North Carolina with the rest of the country. Statesville has a humid subtropical climate like most of the state of North Carolina, although its higher elevation leads to cooler temperatures than much of the Piedmont. Statesville was founded in January 1789 by an act of the General Assembly just after North Carolina joined the United States. Contact us today for your high-value home insurance quotes.