Salisbury: 704-636-5311
Mooresville: 704-664-3973
Concord: 704-885-2688
Central Carolina Insurance Agency
Central Carolina Insurance Agency
  • Home
  • About Us
    • Concord Location
    • Our Team
    • Testimonials
  • Risk Management
  • Business Insurance
    • Small Business Insurance
    • Commercial Auto Fleet
    • Tow Truck Insurance
    • Intermodal Trucking Insurance
    • Fire Departments
    • Church Insurance
    • Contractors Insurance
  • Life & Health
  • Personal Insurance
    • Auto
    • Homeowners
    • High-Value Home Insurance
  • Claims & Billing
  • Contact Us
Menu
Get a Quote

Low Cost Auto Insurance in Concord, NC

Man Upset with Damaged Car Needing Low Cost Auto Insurance in Concord, NCState law requires drivers in Concord and throughout North Carolina to carry certain levels of auto insurance. As car insurance rates have gone up along with virtually everything else in recent years, many drivers are understandably searching for low-cost auto insurance to remain in compliance with the law.

The state’s minimum coverage requirements are $30,000 in liability coverage for bodily injury to one person and $60,000 for bodily injuries to more than one person. The minimum required coverage for property damage is $25,000. The state does not require drivers to carry collision coverage to repair or replace their own vehicle.

It goes without saying that those minimum limits can be insufficient to cover even moderate injuries or property damage in today’s inflationary economy. That leaves many drivers without enough coverage to prevent a financial catastrophe in the event of accidents, even those that are not their fault in many situations.

The good news is that the independent agents at Central Carolina Insurance Agency have the ability and expertise to shop among many competing top insurance providers to find low cost auto insurance that provides adequate coverage for greater security against risk.

Auto Insurance in Concord

We find the most affordable car insurance rate available for every customer, from those with a clean driving record to those with past challenges.

Our agents recommend and locate the best coverage options for each customer’s individual circumstances. In addition to higher coverage limits, many customers find additional coverage types affordable and useful.

We provide car insurance quotes for add-ons like roadside assistance, full glass coverage, towing and rental reimbursement, electronics coverage, and full replacement coverage for your vehicle’s value in addition to collision coverage.

Auto Insurance for Drivers in Concord, North Carolina

Woman Upset After Car Crash Needing Low Cost Auto Insurance in Concord, NCCentral Carolina Insurance Agency has been serving North Carolinians for more than 90 years, with offices in Salisbury, Mooresville, and Concord that serve customers with low-cost auto insurance throughout the region.

Contact Central Carolina Insurance Agency for a free auto insurance quote on a personalized policy from our independent agents.

Concord is one of North Carolina’s most livable cities, providing small-town charm and convenience only a short distance from Charlotte. Families and young professionals enjoy a high standard of living in a safe community at a lower cost than most cities. Car enthusiasts have long enjoyed Concord’s automotive background, with car museums and professionals operating in the home of the Charlotte Motor Speedway.

Request A Quote


    I authorize Central Carolina Insurance Agency to send text messages with offers and other information. Message/data rates apply. Consent is not a condition of purchase. Messaging Frequency may vary and you can opt out any time by texting STOP.


    I consent to receive text messagesI do not consent to receive text messages


    By selecting "I Consent..." I agree to the Terms & Conditions and acknowledge the Privacy Policy.

    Recent Posts

    • Car Insurance in Cornelius, NC, Davidson, NC, Kannapolis, Huntersville and Surrounding Areas
    • Home Insurance in Cornelius, NC, Huntersville, Davidson, NC, Concord and Nearby Cities
    • General Contractor Insurance in Mooresville, Huntersville, Davidson and Surrounding Areas
    • Car Insurance in Kannapolis, Concord, Mount Pleasant, Enochville, NC and Nearby Cities

    Contact Central Carolina Insurance Agency today.

    Get the personalized auto, home, business, and health insurance you deserve.

    Get Started
    Central Carolina Insurance Agency white logo R3 white logo Trusted Choice independent insurance agents white logo

     

    Stay Connected:

    Our Services

    • R3 Risk Management
    • Home Insurance
    • High-Value Home Insurance
    • Auto Insurance
    • Business Insurance
    • Small Business Insurance
    • Commercial Auto Fleet
    • Tow Truck Insurance
    • Intermodal Trucking Insurance
    • Fire Departments
    • Church Insurance
    • Contractors Insurance
    • Life & Health Insurance

    Our Company

    • Home
    • About Us
    • Concord Location
    • Our Team
    • Testimonials
    • Claims & Billing
    • Contact Us
    • Privacy Policy
    • Blog
    • Sitemap

    Office Locations

    SALISBURY, NC
    317 Jake Alexander Blvd S
    Salisbury, NC 28147
    Phone: 704-636-5311
    Fax: 704-636-7141

    MOORESVILLE, NC
    283 N. Church Street
    Mooresville, NC 28115
    Phone: 704-664-3973
    Fax: 704-664-2416

    CONCORD, NC
    400 McGill Avenue, NW
    Suite 30
    Concord, NC 28027
    Phone: 704-885-2688
    Fax: 704-636-7141

    Proudly serving North Carolina, including Salisbury, Concord, Mooresville, Kannapolis, Huntersville, Davidson, NC, and the surrounding areas. View our service areas.

    Copyright © 2025, Central Carolina Insurance Agency. All Rights Reserved. Website By American Creative.

    We’re Here to Help You

    Quality insurance coverage at a price you can afford.

    Request a Free Quote

    (and ask about our Home and Auto Bundle Savings)





      I authorize Central Carolina Insurance Agency to send text messages with offers and other information. Message/data rates apply. Consent is not a condition of purchase. Messaging Frequency may vary and you can opt out any time by texting STOP.


      I consent to receive text messagesI do not consent to receive text messages


      By selecting "I Consent..." I agree to the Terms & Conditions and acknowledge the Privacy Policy.