In Our Customers’ Words

Central Carolina Insurance Agency has been protecting our clients and their homes, automobiles, businesses for more than 85 years. Here is just a sampling of some of the things our happy customers have to say about their experience with CCIA.

Friendly and Efficient

The team at CCIA are very professional and deliver personal service handling claims revising insurance policies. I have been a client for approximately 25 years. Friendly and efficient.

Dr. Ed Mills, Owner

Mills Vision Care

Exceeds My Expectations

I’ve been insured with Central Carolina Ins since 1957. They have always done a great job handling all of my insurance needs and the customer service they provide exceeds my expectations.

Glen W. Stewart

Could Not Be Happier

I switched to CCI a few years back and could not be happier. Kelly is a pleasure to work with. She has patiently and professionally handled all of my questions, helped me improve my coverage and saved me money on premium!

Phil B.

Outstanding Agents

It’s comforting to know that CCI has such outstanding agents, who always treat us as if we’re their #1 client.

Bill Graham

Wallace and Graham

Breath of Fresh Air

The ease of doing business with Central Carolina Insurance has always been a breath of fresh air and Whitney ensures every situation is as smooth as possible, from our first home policy to moving into a retirement community and making sure we had the correct coverage. Our business will always remain with Central Carolina because we know we can trust the knowledge of the staff to steer us in the right direction.

Dr. Tom and Delores Ratton

True Professionals

Josh and the staff at CCIA have been wonderful to work with. They portray what a true professional insurance organization should look like. They are knowledgeable on coverage options, and above all accessible. One morning I entered to my practice to find out a frozen pipe had burst leaving two feet of water throughout my building. The staff at CCIA were on very diligent in making sure the right people were on site to help mitigate the damages. The claims process was smooth, and I was able to keep my office running to treat my patients. I would recommend their services to anyone needing big time coverage options with small town service.

D. Persaud

Doctors Plus Urgent Care

A Positive Insurance Experience

Our experience with Central Carolina Insurance Agency, has been very positive. They provide our company, Revelation Towing, Inc., with competitive rates thru Central Mutual Insurance Company, which is specialized in the towing/hauling industry. We have received excellent customer service when we are in need of certificates of insurance, quotes, adding additional drivers, and/or vehicles, and sometimes just someone to talk with and get a professional opinion or suggestion. We have also had a very positive experience with the claims department and how they are always on top of things. We always look forward to speaking with them in any situation or circumstance.

Rita Bishop

Revelation Towing, Inc.

More Than Just Insurance

Our business has grown over the last several years, and along with growth comes many administrative hurdles. Josh and the staff at CCIA have provided our company resources beyond insurance to help keep our insurance costs at bay. We appreciate our partnership and would recommend to any businesses experiencing growth.

W. Melchor

Sheet Metal Transport and Installation Company

Responsive Claims Service

We have been working with Steve Melton with Central Carolina Insurance/R3 Risk Management for the past three years and we are pleased to say that we have experienced a comprehensive coverage analysis, competitive pricing, open communications and very responsive claims service. We recommend that you consider their service for your business.

S. Clark

Southern Imports

Quick to Respond

We have been using Central Carolina Insurance Agency since moving to Mooresville three years ago. They made the transitions between insurance companies very easy. They are always very quick to respond to questions or needs. I would highly recommend this company.

Julie Boeglin

Our Best Interests In Mind

We were referred to Jake by our Mortgage Lender during the purchase of our new home. This was our first time buying a house so we were very skeptical of how the process worked. Jake broke down all of our different options, explained what coverages meant and shopped rates around many different companies to find us the best rate possible. Not only were his rates better than other companies we received quotes from, but he even emailed us back after business hours when we had additional questions and were in a panic. We switched our Auto Insurance to him as well and were completely dumbfounded to find out that we currently had the state minimum limits! He gave us adequate coverage and was still able to save us some money! I realize now the difference between getting insurance through Jake rather than other companies is that he truly cares about our family and always has our best interest in mind. It is mind settling as well to know that he can shop our rates around whenever we’d like so we are never paying too much! We strongly recommend everyone to call Jake and let him work his magic!

Attention to Detail

The customer support, guidance, and attention to detail provided by CCIA and Jason Meadows in particular has been exceptional. Jason and his support staff have been diligent in assuring the best interest of our company are met. They truly feel like members of our team.

Keith Horne

Premier Workforce, Inc.

Appreciate the Hard Work and Effort

Kelly Andrade at Central Carolina has helped our family reduce our cost of insurance and gain much needed additional cover for our auto, home, farm and equipment. We really appreciate her hard work and her ability to explain every item and answer every question. In the middle of our busy schedules it’s hard to think about everything we needed coverage on, but she got us in line and saved us money on our previous insurance. My family and I really appreciate the hard work and efforts she provided during our experience with Central Carolina Insurance.

Robbie Ludwig

Knowledgeable and Responsive

As a hospitality and graphics service provider in the motorsports industry, we rely heavily on the motorsports insurance experts at CCIA. We’ve found them to be knowledgeable about the industry, and quick to respond to our service needs.

Chad Martin

One on One Brand


The most helpful staff I’ve ever worked with in any insurance issue. They are always so kind to respond and QUICK! They make insurance problems...easy.

Enochville Fire & Rescue

Thank You For the Wonderful Service

Central Carolina Insurance has been my partner for the last 18 years, and I wanted to take a moment to thank you for the wonderful service I have received in that time. To me, CCI has been equivalent to saying Annette Beck, as she has served as my primary point of contact for any question, coverage change, or claim I have had. She has seen me through the purchase of my first home, storms, burglaries, and now an expanding real estate investment portfolio. Her help in every situation has been without flaw. She is responsive, kind, and meticulous – a genuine joy to work with. I look forward to many more years of a productive and enjoyable relationship with both your company and Annette!

Allen Donatelli

Always Have their Client’s Back

Central Carolina Insurance Agency is an amazing family and business partner. They bring peace of mind and protection during times of stability and uncertainty. In short, they always have their client’s back!

John W. Ellis II

Accommodating Service

I have worked for a towing company in Greensboro for the last 7 years and I can testify that Central Carolina Insurance Agency is the best. I have dealt with I know of three other agencies since I have been here and none of them were ever as helpful. I can email them or call for anything relating to our policy and they accommodate me then or will stay in touch until we get done whatever it might be. I also knew that after our first year with them that I did not want to change again and luckily my boss listened to me and it’s been three years and counting.

Bobby's Friendly Towing, Inc.

Great Support on Complicated Coverage

TOS Steel Erectors, LLC has been doing business with Central Carolina Insurance Agency for many years. We have been extremely happy with their service. We would recommend this company for anyone needing Insurance services, especially for GL and WC Insurance. Lorraine is always happy to assist me with questions I have in dealing with the many Insurance issues. For me General Liability and Workers Comp is very complicated and Lorraine has always helped me through it.

Debbie Hager

T.O.S. Steel Erectors, LLC

A Trusted Partner

For many years we have trusted Central Carolina Insurance Agency with all of our Professional Insurance needs; including Workers’ Compensation, Liability and Auto. The courteous staff, quick response time and seamless renewal process have far exceeded our expectations!

Traci Williams

Crescent Construction

A Trusted Partner

Since our business partnered with CCIA, we have seen improvement in the overall safety rating of our company. CCIA provides more than just an insurance policy for our business. They are a trusted partner helping us with issues ranging from hiring practices to fleet safety management. The CCIA team is always responsive and proactive in helping us manage the risks involved in our industry. We truly value their expertise!

B. Koehler

Ultimate Towing and Recover, Inc.

Always Takes the Time to Explain

I’ve been insured with Central Carolina Ins since I got my driver’s license a couple of years ago. Being a new driver, insurance was a little scary to me but Kelly has always taken the time to explain my coverage options and find me the best price for my insurance needs.

Alexis M. Cordero

Quick and Remote Care!

I’ve been privileged to work with Central Carolina since opening my practice in 2016 for several aspects of my personal and business insurance needs. What I have appreciated the most is the ease with which I am able to communicate with the office and get things done. Whenever I need something from Central Carolina, they take care of it quickly and remotely so that I never have to leave my business. I have found them to be helpful and professional in every interaction.

Melanie Denton Dombrowski

Salisbury Eyecare and Eyewear, OD, PLLC

Well Worth The Time!

I’m glad I went through the R3 audit process with CCIA. I was reluctant at first due to the time commitment, but it proved to be well worth the time spent. I encourage each business owner to take the time necessary to complete the R3 audit process. You won’t regret it!

T. Woodcock

Traffic Control Company

CCIA Delivers

Dale is one of the few insurance guys that actually deliver what they promise. The policies he offers are quality and the rates consistently good. We were tired of ever increasing premium for phantom reasons and policies that were good only on paper. Dale takes an active approach to his clients, you’ll see him more than once a year at renewal time. He is clearly invested in the industry and as a consequence, he understands our risks, challenges and business needs.

Nathan Sink

Clark's Towing and Tire LLC

Dedicated Staff

South Salisbury Fire Department truly appreciates the dedication of the entire staff at Central Carolina Insurance Agency for providing the continued guidance in addressing our insurance coverage needs. The insurance industry can be difficult to navigate and understand at times especially in the emergency services field. I have personally found on many occasions the work of staff at Central Carolina Insurance Agency went above and beyond in ensuring we were provided with the critical information needed to make the most informed decisions for our organization. Whether you are an emergency services provider or represent another business industry; I would encourage you to reach out to Central Carolina Insurance Agency and allow them an opportunity to review your insurance coverage needs.

Jason Burnett

South Salisbury Fire Department

In The Right Hands

Since the first meeting with Josh we instantly knew we were in the right hands. It felt as if we had known each other for years and knew that Josh had our best interest in mind. Josh is extremely knowledgeable about the craft brewing industry and he has led us down the right path each and every turn of our start up. Budget was a big concern for us and Josh was able to help us choose what would best fit our needs while keeping our budget on track. We would recommend Josh in a heartbeat to anyone looking for an insurance specialist.

Mike and Suzy Cuddy

Ghostface Brewing

Long Standing Relationship

Long Standing Relationship
The Lake Norman Fire/Rescue Department has a long relationship with Central Carolina Insurance. As we provide our community with top notch emergency responce, we can only thank Amanda and the rest of the staff for being efficient, diligent, and courteous in all of our insurance needs. In this extremely fast paced ever changing environment that we work in we know CCIA has got “it” covered.

Lake Norman Fire and Rescue

More Than Just Insurance

I am writing to recommend that you consider Steve Melton R3 Risk Management/Central Carolina Insurance, Inc. and the R3 audit process. Mr. Melton has an extensive background in both of these areas. I believe that if you allow him to evaluate your needs, he will endeavor to match them to the brokerage insurance markets to save your organization money and to affordably fill non-insured gaps. As a current client, I am very satisfied with his cordial nature and ambitious drive to find the appropriate service to fit your needs exactly which include safety programs, on-site safety inspections, and Human Resources services.

R. Church

Auto Aftermarket Industry

Makes My Job Easier

We have been a customer of Central Carolina Insurance and VFIS for many years. With every claim or question we have gotten nothing but the finest customer service. They make my job easier and I can not thank their staff enough for always being there when I need them.

Andy Webster, Fire Chief

Cool Springs Volunteer Fire Department

Peace of Mind

While maintaining a family, job, home and crazy sports schedules of three teens, it is important to me to have peace of mind when it comes to our home and auto insurance. Lindsay is a treasure of an agent to our family. She takes care of all of the details for me so I don’t have to worry about it. I trust any information she gives me and know that she has my family’s best interest in mind. She is professional and yet still goes the extra mile to maintain personal care for our family of five.

Traci B.

There When We Needed Them

The key to any insurance agent is being there when you need them. Lindsay and her team have always been quick to respond to meet our needs as a business, even responding while on vacation at the beach. Lindsay also is very knowledgeable about our insurance needs and truly fights to get us the most competitive rates. Having Central Carolina Insurance and Lindsay as a partner makes our business operate more smoothly.

Kyle Yoder

Moose Pharmacy

Knowledgeable Agents

I just wanted to let you know what a pleasure it is working with such a knowledgeable group of people. You have been extremely helpful, especially with policy renewals and endorsement changes on a personal and professional level.

Gina - Office Manager

Gold Express, LLC.

A Pleasure to Work With

The associates at CCIA are always such a pleasure. They have shown our office complete professionalism, appreciated friendliness and consistently provided information concerning our policies with top notch communication. We specifically work closely with Stephanie Grubb and she shows genuine concern regarding keeping us informed of everything insurance related. She does an outstanding job providing us with support and feedback when needed. She makes the daunting task of insurance simple, painless and more than manageable. We can’t imagine any other company handling our insurance business.

Stephanie Farmer

Mid Carolina Electrical, Inc.

Consistently Exceeded our Expectations

We’re pleased to consult with R3 Risk Management and Stephen A. Melton, and enthusiastically recommend them for small business insurance solutions. We’ve worked with this firm for many years; during which time they have consistently exceeded our expectations.

J. Keith Walters

Eurowerks Management Corporation

Comfortable to Work With

Starting a brewery is a daunting undertaking, with a ton of things to worry about. But from the beginning, our insurance needs have not been one of our worries. We met Josh early in our planning process, and quickly found his knowledge of our industry to be of immense value. He guided us towards insurance options that would be most beneficial, and cost effective for us. We are all so comfortable working with Josh – and his response time is stellar! Josh’s personal concern for our welfare and success is an integral, and ongoing, segment of our business operations.

Joel Padgett

Twenty-Six Acres Brewing Company

Proactive Partners

Before every February when we are due for our Business Insurance renewal, we can count on Central Carolina Insurance to be proactive regarding our changes. They send us a questionnaire regarding any changes that have occurred over the past year. After they adjust our policy, they always schedule a face to face meeting in February, to explain our coverage and discuss new items that fit our needs. Throughout the year if we need to make any changes like adding a new piece of equipment they are always prompt to respond with the necessary changes and provide us with a certificate of insurance. It is always a pleasure working with Central Carolina Insurance, they make this process painless.

Peggy Dramer CMPE Administrator

Salisbury Pediatric Associates, PA

First a Customer, Now a Friend

I have been a customer, now a friend of Central Carolina Insurance Agency since the day I walked in to Dale Peeler’s office in Rockwell NC. I am afraid to say how many years ago that was, but it must be over 20 years. Since that first day the service has been top notch. This example I use as a benchmark, to hold other services company’s I do business with, too. Ease of doing business and the professionalism of Central Carolina is why they have been successful for so many years and I continue to remain a client. Thanks for the fantastic support and I look forward to this long term business arrangement we have for many years to come.

Tim Himes

Personal Touch

While maintaining a family, job, home and crazy sports schedules of three teens, it is important to me to have peace of mind when it comes to our home and auto insurance. Lindsay is a treasure of an agent to our family. She takes care of all of the details for me so I don’t have to worry about it. I trust any information she gives me and knows that she has my family’s best interest in mind. She is professional and yet still goes the extra mile to maintain personal care for our family of five.

Traci Burleyson

Phenomenal Service

I was referred, years ago, to Rock and Central Carolina Insurance and I have been very pleased. The customer service is absolutely phenomenal and all requests are handled in a timely manner. They work hard to find the best rates, no matter the carrier, and review all options with me to be sure I am not only getting the best price but also the best coverage options for my business. The personal service by Amanda is impeccable.

Gerald Carr

All Pro Builders & Restoration

Courteous Staff, Quick Response

For many years we have trusted Central Carolina Insurance Agency with all of our Professional Insurance needs including; Workers’ Compensation, Liability, and Auto. The courteous staff, quick response time and seamless renewal process have far exceeded our expectations!

Jeff Skidmore

Skidmore Builders


Josh is knowledgeable about the risks specific to the craft brewing industry, and he was able to understand and answer our questions. Together we were able to create a comprehensive insurance plan to make sure we are covered where we need it most. He provided us with options and we chose something that fit our needs and our budget.

TJ Creighton

High Branch Brewing Co.