Tow Truck Insurance in Charlotte, NC
Operating a tow truck in Charlotte, NC is a business that offers plenty of different scenarios that allow you to provide your unique skills and equipment. Because of this specialized service that you provide, you also need specialized tow truck insurance from Central Carolina Insurance Agency. But your tow truck insurance needs to cover more than just your tow vehicle as you likely have a garage space with equipment for the truck, maybe a repair shop or body shop to facilitate repairs on vehicles, and even lots where you store vehicles until they are retrieved. All of this needs coverage, and this means that you need a customized insurance quote that covers all of these different areas. Just as important is having the right coverage for each of your tow vehicles, especially when they are different sizes and offer different options for towing. No matter what kind of tow truck operations you run, contact our team today to review your needs and ensure that you have the right coverage for your operations.
Tow Truck Insurance for Drivers in Charlotte
What most people think of when tow truck operators are mentioned are people coming to rescue them from the side of the road, or perhaps to bring a vehicle to a body shop for repairs after a vehicle accident. While these scenarios are true, some tow truck drivers also contract as repossession operators for people who are delinquent on vehicle payments. This presents a new set of issues, and tow truck operators must have the right coverage for operating safely. The location that you operate in, the type of truck that you are operating, and other aspects all play into having the right specialized insurance for your business.
There are a number of items that should be a part of your tow truck insurance policy. To start with, on-hook towing insurance needs to be part of the comprehensive coverage, which covers the vehicle you are towing. Commercial auto liability is a must-have, along with garage keepers’ legal liability if you store or repair customer vehicles. General liability, medical payments, workers compensation insurance, and underinsured and uninsured motorists are all items that should also be included in the overall tow truck insurance package that you have.
Tow Truck Insurance in Charlotte, North Carolina
At Central Carolina Insurance Agency, we make it easy for tow truck operators to get an insurance quote for their operations in Charlotte, North Carolina. You can use our website and click the ‘get a quote’ button to start the process or give us a call and speak to our team about your needs. We can get you scheduled for a review of your current insurance and shop the market to find the best options that fit your needs.
Even helping people with their vehicles requires having the right insurance coverage to protect your equipment and livelihood. Between 2004 and 2014, Charlotte was among the country’s fastest-growing metropolitan areas, with 888,000 new residents. The area that is now Charlotte was first settled by European colonists around 1755 when Thomas Spratt and his family settled near what is now the Elizabeth neighborhood. The Charlotte Mint was active until 1861 when Confederate forces seized it at the outbreak of the Civil War. Contact us today to learn more about having the right tow truck insurance coverage.
