Workers Compensation Insurance in Kannapolis, North Carolina

There are a wide range of business insurance options that might apply to your business in Kannapolis, North Carolina, but one that is needed as soon as you hire your first employee is workers compensation insurance. At Central Carolina Insurance Agency, we can help you to get your workers compensation insurance in place so that you are complying with the proper regulations. Having this insurance is preferable to potentially dealing with several different litigation issues related to employees and injuries. Contact our team today to get all of the details needed for adding workers compensation insurance for your business before you start the hiring process.

What Does Workers Compensation Insurance Do in Kannapolis, NC

A workers compensation insurance policy provides employees with medical care costs and lost wages if they get injured on the job. This insurance policy will pay if the employer or insurance company confirms that an illness or injury was work-related. The employee does not pay for this insurance, as it is entirely borne by the business.

The cost for a business to have workers compensation insurance will depend on a number of factors. Perhaps one of the more obvious factors is the number of employees a business has. The more employees the higher the cost for workers compensation insurance. The kind of business that you are operating will also have an influence on what it costs a business.

Workers Comp Insurance for Kannapolis, NC

As a business owner there are things that you can do to help keep your future costs down for premiums on workers compensation insurance. Have written safety policies and safety rules for your business. Perform training regularly so that everyone knows how to operate equipment and do other tasks safely. Make sure that your maintenance is regularly done on equipment as well. And if things do happen, have first aid supplies on hand as well as the training to use them.

Our team at Central Carolina Insurance Agency can help to protect your business. Kannapolis became a mill village and mill employees enjoyed low rents, low cost utilities, free maintenance, and free garbage collection. In addition, they did not pay taxes. Kannapolis was also home to racing legends Dale Earnhardt and Dale Earnhardt, Jr. Contact us today to put workers compensation insurance in place for your business and employees.