Homeowners Insurance, Home Insurance, and Renters Insurance in Cornelius, NC
When you purchased the home you are living in now in Cornelius, NC, you likely had to take out a mortgage in order to purchase it. If your home is damaged or completely taken out and you don’t have homeowners’ insurance, how will you rebuild it? Home insurance from Central Carolina Insurance Agency will protect you as well as the mortgage company that provided the money for you to purchase the home. For a very small amount you can provide protection that will repair or rebuild your home or replace your belongings if you rent an apartment with renters insurance. Protect your home and belongings by contacting our team today.
Home Insurance in Cornelius, NC
Home insurance is there to protect the home building itself, but the insurance covers much more than that. It provides financial compensation for any items that you own inside of the home that are damaged or lost. Home insurance can also provide coverage for other buildings on the property, such as the detached garage, your backyard fence, and other structures. These will need to be called out on the insurance papers but as long as they are listed, they will be covered.
Your home insurance will also provide you liability protection in case someone injures themselves on your property. They might trip on a raised portion of sidewalk or slip on dew-laden grass, but however it happens your insurance is there to help deal with the legal costs and medical costs of the injury on your property.
Renters Insurance for Renters in Cornelius, North Carolina
If you don’t own a home, you don’t need insurance, right? Nothing could be further from the truth. Renters still need to protect the things that they own, including electronics, clothing, furniture, and other things that they have. This is where renters’ insurance comes into the picture, to provide protection in case of theft, fire, or other events. Your landlord will have insurance on the building but not what you have inside the building; that’s up to you. Talk with our team at Central Carolina Insurance Agency to learn more about renters’ insurance.
You never know when things will happen, and that’s why it’s important to have insurance. Cornelius is a suburban town located along Lake Norman in northern Mecklenburg County, North Carolina. Cornelius was established in 1905 and originated as a mill and farm community. Originally incorporated as ‘Liverpool’, the town’s name was changed to Cornelius to honor Joseph Benjamin Cornelius. Reach out to our team today to review your home insurance or renters’ insurance.
